DeFi on Arc.
Lend. Borrow.
Earn.
Vitael is a multi-asset lending & DEX protocol on Arc Testnet. Supply USDC, EURC, or cirBTC — earn yield, borrow against collateral, and swap with real Stork oracle prices.
3
Supported Assets
USDC · EURC · cirBTC
Stork
Oracle
Real-time prices
90%
Max LTV
USDC collateral
Arc
Network
Testnet live
Four steps to DeFi on Arc
Supply to earn
Deposit any asset into the lending pool. Earn yield as borrowers pay interest.
Lend →Everything you need
A complete DeFi stack — lending, borrowing, swapping, liquidity, and bridging — all on Arc Testnet.
Multi-Asset Lending
Supply USDC, EURC, or cirBTC to earn yield. Your balance compounds automatically via a share-based accounting system — no manual claiming.
Over-Collateralized Borrowing
Borrow any supported asset against your collateral. Health factor is monitored in real time using Stork oracle prices on Arc Testnet.
Kinked Interest Rate Model
Rates adjust dynamically based on pool utilization. Below 80% optimal: low rates. Above 80%: rates spike to incentivize repayment.
Instant Liquidations
Positions below the liquidation threshold can be liquidated by anyone. Liquidators receive a bonus on seized collateral.
DEX + Liquidity Pools
Swap tokens and provide liquidity via Vitael DEX V2 — a Uniswap V2-style AMM with 0.3% fees distributed to LPs.
CCTP Bridge
Bridge USDC cross-chain using Circle's Cross-Chain Transfer Protocol. Native USDC on Arc Testnet, no wrapped tokens.
Supported assets
| Asset | Max LTV | Liq. Threshold | Liq. Bonus | Decimals |
|---|---|---|---|---|
USDC USD Coin | 90% | 92% | +5% | 6 |
EURC Euro Coin | 85% | 88% | +5% | 6 |
cirBTC Circle BTC | 70% | 75% | +10% | 8 |
Ready to start?
Connect your wallet, get testnet tokens from Circle Faucet, and start earning yield on Arc Testnet.